Patrick Everett

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

12 Questions You Absolutely Must Ask Before Renting An Apartment

When hunting for an apartment, many renters fall into the same ugly trap: They get swept away with visions of painting the walls deep purple and having c...

What it Really Costs to Buy a Home

It would be nice if houses for sale came with giant price tags so a buyer could easily compare “all-in” costs. Imagine trying to buy a gallon of milk and having to separately compute what it costs to feed the cow, distribute the inventory and stock the shelves. Let’s bottom-line your homeownership costs, from one-time...Read More

6 Tips to Increase Your Home’s Value

Before you tackle another home improvement project or stick a “for sale” sign in your yard, check out this list of smart ways to boost your home’s appeal — especially for the growing number of…

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

Choose Mission Fed for Real Estate Loans

You’ve heard the saying, “They’re not making any more land.” That’s why many people choose to purchase real estate. Come to the lender you already know and trust—Mission Fed.

How’s the Market? All kinds of real estate loans: Part I

Since most of us don’t have hundreds of thousands of dollars lying around to purchase real estate, we need a loan. The good news is that there are plenty of types of loans to choose from. Whether y…

3 Ways to Invest in Real Estate When Burdened by Student Loan Debt

How do you invest in real estate while burdened by student loan debts? Assuming the numbers aren’t in your favor, you’ll need to consider other options.

Things You Should Expect Your Mortgage Banker to Ask You

Five things you can plan on discussing with your mortgage banker. Take it from us, we do this every day.

Why Do Mortgage Companies Sell Closed Loans?

When you get a mortgage from a bank or mortgage broker, chances are your loan will be sold after it is closed. Who will your loan be sold to, why and how will it affect you? Let’s take a cl

Does a Real Estate Investor Need Good Credit to Get a Fix-and-Flip Loan?

If you are a fix-and-flip investor seeking additional capital to begin your next house flip, you may be considering a fix-and-flip loan from a private hard money lender—and you might be wondering how your credit history could impact your loan approval. If you have ever applied for a conventional mortgage, you know that a bank's decision … Continue reading "Does a Real Estate Investor Need Good Credit to Get a Fix-and-Flip Loan?"

Can I Get a Loan for a Real Estate Investment?

Cash will get you the best deal on properties, but here’s a trick favored by experienced investors. Use cash to buy, then within six months,…

FSBO or Professional Real Estate Agent?

The possibility of “saving” on Realtor commission might sound appealing to those interested in selling their home, but a real estate agent has the background and experience to make the sale of your home more successful. A huge amount of time, marketing and effort goes into selling a home. Plus, it’s

If I Transfer Real Estate into a Trust Can the Bank Call My Loan?

when contemplating the inclusion of a living trust into their overall estate plan is “If I transfer real estate into a trust can the bank call me loan?”

Real Estate Related Things

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What Does a Mortgage Banker Do?

A mortgage banker originates, funds and can service mortgage loans. Let's break down their services, responsibilities and how to hire one.

Is Social Media Effective for Real Estate?

Social media has its place, but don't use it as the be-all and end-all for your Luxury Real Estate business.

When a Flip Flops: Celebrity Real Estate Fails

Bad real estate deals can happen to anyone…even the rich and famous